How does a person become qualified for a payday loan or cash advance?

Payday Loans Bay City assists all of their applicants in obtaining the no credit check loans they need now. Typically, there are no credit checks.

And honestly, qualifying for quick loans is a lot easier than you think. As long as you can meet our criteria, your chances are pretty good for approval.

If you'd like to take out a no fax payday loan, we and all lenders require that you be a legal citizen of the United States, eighteen (18) years of age or older and not employed by the Armed Forces, as per a law in effect as of October 1, 2007.

Any lender will also require that you have an active checking account capable of receiving debits and direct deposits and make at least $1000 after taxes from an employer who direct deposits your wages into your bank account each payday.

So, if you meet these criteria and you need personal loans now, fill out the online application or call 1-888-338-3693 right now:

  • You have an active checking account that we can debit.
  • You take home at least $1000 per month.
  • Your employer directly deposits your pay into your checking account.
  • You are at least 18 years old and you’re a legal US citizen.
  • You are not a member of any branch of the US

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